:root{--primary:#002b5c;--gold:#d4af37}
body{font-family:Inter,Arial,sans-serif}
.hero{height:90vh;background:linear-gradient(rgba(0,43,92,.75),rgba(0,43,92,.75)),url('https://images.unsplash.com/photo-1517048676732-d65bc937f952?q=80&w=1600') center/cover;color:#fff;display:flex;align-items:center}
.section{padding:80px 0}
.footer{background:var(--primary);color:#fff;padding:40px 0}
.card:hover{transform:translateY(-4px);transition:.3s}